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Giving to Medici, a Success Story

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The Medici Donor Fund

is a non-profit 501c3 corporation (est. 2013) whose mission is to create jobs and economic development in urban and rural areas throughout California. We do this by providing entrepreneurs with innovative mechanisms that create capital for, and financial assistance to, various business entities and interests.

Medici attained a unique IRS charter by successfully merging our mission with a proprietary business model that generates creative capital for new or existing businesses. This structure facilitates sales of highly appreciated assets to simultaneously prevent erosion from capital gains taxes and deploy fresh capital into one, or more, business entities. (Detail view: “Medici Asset Sale” schematic diagram) Consequently, these transactions generate new-found capital from two sources: From the restoration of principal, and, from the exclusive, atypical financing we provide.

Every Medici credit is tailored to the specific business objectives and characteristics intrinsic in each transaction. We specialize in non-traditional credit agreements with loan qualities and variables that include unsecured, interest only, and no prepayment penalties. As mandated by our charter, loan interest rates and fees are priced below market, and include favorable terms and conditions as well. (Detail view: “Medici Loan Advantages & Specifics”)

The goal is to convert our resources - capital, expertise and relationships - into outcomes that produce job creation, urban renewal, and facilitate sustainable economic growth within California.

The Medici Donor Fund relies on donations, grants and loans from individuals, families, financial, corporate, philanthropic and religious institutions, and government agencies. The goal is to convert our resources — capital, expertise and relationships — into outcomes that produce job creation, urban renewal, and facilitate sustainable economic growth within inner city and rural communities.

Lending Programs For Business

Medici lends to great people, doing great things, and specializes in helping borrowers who cannot get needed financing from traditional sources.

Our team believes businesses have the opportunity to make a significant, sustainable impact on the financial and social resilience of our communities. By creating jobs and bringing revenues into the region, along with providing much-needed products and services, we make it possible to get badly needed capital into underserved communities.

Drawing on more than two decades of lending experience, we combine public and private resources to provide flexible financing solutions to businesses, such as:

  • Working Capital
  • Acquisition
  • Short Term/ Bridge Financing
  • Real Estate
  • Construction
  • Equipment
  • Revolving Lines of Credit
  • Other Working Capital for Acquisitions and Expansion

Medici business loans are tailored to your unique situation, whether you have an existing business, or a plan for a new business. If you share our vision then, we invite you to contact us to discuss how we may be of service.

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Giving to Medici

The Medici Donor Fund relies on donations, grants and loans from individuals, families, financial, corporate, philanthropic and religious institutions, and government agencies

Your support means that people can be empowered to improve the lives of family members, employees and neighbors in critical day to day quality of life elements - financial stability, education, nutrition, or simply a roof that doesn't leak.

Interested in supporting Medici? We partner with corporations, philanthropic organizations, individuals and families along with their planned giving advisors, and government agencies.


At Medici, we are proud to count corporations among our supporters. Whether you are a bank eager to make Community Reinvestment Act investments, or another kind of business committed to social responsibility, if your mission aligns with our mission, we are excited to collaborate.

Corporate donors, while national, have a significant impact at the community level. Medici can partner with corporate support to deliver capital and social outcomes to shared target markets:

For example a company that has a dealer or franchisee network and has an opportunity or needs an incentive to open a location in an inner city or urban area. The new store, which may or not be minority owned and operated, may have difficulty obtaining traditional financing given the location and/or loan qualifications for most banks. This organization may be able to facilitate a loan working with the parent company and proposed new store. The result of the relationship between the corporation, potential new store owner/operator, and Medici , is the corporation could facilitate a new store, with a qualified owner/operator that may or may not be minority owned, in an inner city or urban area that previously would not be able to accomplish. This is an area where Medici and the corporate supporter can truly make a significant, sustainable economic and quality of life impact at the community level.

The example transaction requires compliance within all IRS rules and regulations including those that regulate non-profit 501c (3) organizations that include donor advised funds and arms length transactions, and assumes loan approval subject to underwriting guidelines


We proudly work with philanthropic and religious institutions, deploying their funds into communities in a critical way, advancing our mission of giving people the financial tools they need to improve their lives. Foundations sharing our mission create the maximum, amplified impact from the organization's investment that is national in perspective yet touches the local community. The net result of course is the advancement made at the local level results in our national interests being met.

Individual: Planned Giving

Planned giving allows you to meet your needs and the needs of your family while securing the future of families and communities we serve. A planned gift takes into consideration your financial, tax and/or estate plans and allows you to think about ways to support our mission during your lifetime or as part of your legacy.

Medici accepts a range of charitable gifts to help you meet your personal financial and philanthropic objectives. There are several different types of planned gifts (often referred to as 'legacy gifts') that can be made with cash, appreciated assets such as securities, real estate, personal property, life insurance, retirement plan assets or other assets. There are also other charitable giving strategies that can provide you with tax, estate, and financial planning advantages.

The examples and information on this page are for illustrative and educational purposes only and should not be considered tax or legal advice. Please consult with your tax or legal advisor before proceeding with your estate or gift planning.


Government agencies at all levels (federal, state and local) can provide financial support to Medici to deliver credit to borrowers in underserved communities. Government resources make up a typically small but important source of funding for donor funds like ours as they are typically provided in the form of grants or low-cost loans that allow organizations like ours to leverage these resources, lower our cost of funds and subsequently maintain affordable rates to our borrowers. We are proud to work with national and local government agencies to deploy their resources in ways that deliver on a shared mission of supporting economic resilience and quality of life in our communities.

At the local level, engaged with government agencies on place-based strategies to deliver capital to targeted populations, we address a community need for job creation and sustainable economic growth.

Please contact us for more information on how to donate.



As founder and managing director, Mr. Thomas Orbach brings thirty years plus of experience in commercial and private banking, investment management, trust and fiduciary services, and private equity investments. Mr. Orbach has extensive operational and compliance experience within complex, multifaceted, and highly regulated environments.

His experience ranges from senior positions at some of the largest and most prestigious corporations such as Drexel Burnham Lambert, Union Bank, Mellon Bank, and Merrill Lynch Trust Company, to creating and managing several highly structured entities involving commercial banking, investment management, and private equity.

Serving in both fiduciary and director capacities, Mr. Orbach has managed over $200 million in private client and corporate assets within entities that are highly regulated by Federal and State agencies.

Mr. Orbach is a strong proponent of Medici's mission via his personal, "The Good, The Bad, and The Ugly", life experience. While some events are taken out of context, The Orange County Weekly ( recently published a fairly accurate depiction of Medici's genesis out of adversity. In the interest of full disclosure and transparency, we invite you to read this article, and ask us any questions you may have.

  • Press Release :  Medici Donor Fund Files Form 1023 IRS Non-Profit Status Approval,
    January 14, 2014
  • Press Release :  Medici received IRS approval for its non-profit 501c3 status.,
    June 30, 2014

Contact Medici

Medici Donor Fund
949-877-2517 cell
949-220-9353 office
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